LIC Jeevan Surabhi (Table No.  108 ) for 25 Years Term Only.

Premium Ceasing Age : 70 Premium Ceasing Term : 18
Plan Highlights Features

(LIC’s Jeevan Surabhi ) Table no 108. This plan is an improved version of Money Back Plan with an added element of increasing term insurance cover. The difference between the other money back plans and this plan is as follows:
• In case of this plan the maturity term is more than premium paying term.
• The survival benefit payment is early and gives a higher rate.
• Risk cover increases every five years.

Special Features
This plan has longer policy term and limited premium paying term. The policy term is 25 years and the premium paying term is 18 years.
• Full sum assured is paid back as survival benefit by the end of premium paying term. However, the risk cover and additional risk cover continue and the policy participates in profits till the end of policy term.
• Accident Benefit is restricted to the premium paying period and to the overall limit of Rs.5 lakhs on a single life.

Benefits
Survival Benefits:
This scheme provides for periodic payments of partial survival benefits as follows, during the
term of the policy, so long as the policy holder is alive.
• At end of 4 years, 8 years, 12 years & 15 years 25% of Sum Assured
• At end of 25 years Maturity Amount
• On Maturity, the policyholder will receive the balance sum assured as given above plus the vested bonus(if any).

Death Benefits:

When death occurs at any time during the term of a policy (provided that the policy is in force for the continued payment of any premium expiration), the basic amount insured, with the premium will be paid. The survival benefits already paid, if any, will not be deducted from the amount claimed. An additional amount (depending on the length of policy) will be paid on death under this policy. The additional amounts payable in different phases are shown in the table below.
Additional amount paid into the death of a policy of Rs.1000
The first 5 (years, politics) None
6th-Lot (Policy Year) 500
Eleventh l5 (Policy Year) 1000
l6-2o (Policy Year) 1500
2l-26 (Policy Year) 2000
Suitable for:

This plan has a particular interest in addition to those who want to take care of their old days and his family feel the need for capital payments at periodic intervals.

Contact us for free quotes on LIC Jeevan Surbhi / Surabhi Money Back Life Insurance Policy. Our authorized agent of LIC of India / Insurance consultant will contact you within 24 Reviews for comment hrs.Send get free quotes, charts & claculations are also available on request …

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